Cash Purchases
Physical Gold and Silver
Buy bullion outright, outside a retirement account, and take delivery at home or arrange depository storage. Pricing is confirmed in writing before your order is placed.
Ownership
Direct, tangible, and simple
A cash purchase is the most straightforward way to own physical metals. There is no custodian, no account maintenance, and no annual paperwork you own the metal directly.
Orders are shipped discreetly, fully insured in transit, and require a signature on delivery. Packaging carries no indication of the contents. Tracking is provided as soon as your order leaves the facility.
If you prefer not to store metals at home, we can discuss independent depository storage for non-retirement holdings as well.
Products
Product categories
Gold bullion coins
Government-minted one-ounce and fractional coins recognized worldwide. Widely traded and simple to value.
Gold bars
Refinery-produced bars in a range of weights. Typically carry lower premiums per ounce than coins.
Silver bullion coins
Sovereign one-ounce coins. Lower entry cost per unit, higher premium relative to spot than bars.
Silver bars and rounds
Efficient way to hold larger amounts of silver. Storage space and weight become practical considerations.
Fractional sizes
Half-ounce, quarter-ounce, and tenth-ounce products offer flexibility, with higher premiums per ounce.
Premium and limited products
Certain issues carry collector interest. Premiums are higher and resale values are less predictable.
Product availability changes with market supply. Availability,, and eligibility for retirement accounts are confirmed at the time of your order.
The Process
A cash purchase, step by step
Pricing
How pricing works
Every product is priced from the live global spot market. This reflects the mint, the product type, the size, current demand, and available supply.
The bid is what a dealer will pay to buy metal from you. The ask is what you pay to buy it. The difference is the spread, and understanding it before you purchase is one of the most useful things you can do.
Pricing is confirmed and locked at the time your order is placed. Nothing is finalized without your explicit confirmation.
Balance
What to weigh
- Prices fluctuate; the value of your holdings can fall as well as rise.
- Premiums are a real cost and vary considerably between product categories.
- Home storage carries security and insurance responsibilities.
- Physical metals are generally less liquid than publicly traded securities.
- Metals produce no income while held.
Next Step
Ready to review products and pricing?
We will walk you through the categories, show current premiums, and let you decide in your own time.