The Process
How It Works
There are two paths, and they work differently. Choose the one that matches your situation, or ask us to walk you through both.
Path One
Funding with a retirement account
Typical timeline: one to three weeks, depending almost entirely on how quickly your existing provider releases funds.
- 1
Initial conversation
We review your questions, your current account type, and whether a self-directed IRA is worth exploring at all.
- 2
Confirm eligibility
You confirm with your plan administrator whether your funds can be moved. We can tell you what to ask.
- 3
Open the self-directed account
An independent custodian opens the account. The application is short and we help you complete it accurately.
- 4
Initiate the transfer
Your custodian requests the funds from your existing provider. This step usually takes the longest.
- 5
Funds settle
Once the funds arrive, the account is ready. Nothing is purchased until you give the instruction.
- 6
Select eligible metals
We review IRA-eligible products, premiums, and quantities so you can choose with full pricing visibility.
- 7
Delivery to the depository
Metals ship insured directly to the approved depository, never to your home while inside the account.
- 8
Confirmation and ongoing support
You receive documentation from the custodian and depository, and we remain your point of contact.
Path Two
A direct cash purchase
Typical timeline: a few business days from confirmation to delivery, once payment clears.
- 1
Discuss your goals
We talk through what you are trying to accomplish and which product categories may suit it.
- 2
Review products and premiums
You see the spot-plus-premium pricing for each option before making any commitment.
- 3
Lock your pricing
When you confirm, pricing is locked and a written order confirmation is issued.
- 4
Send payment
Payment is made by the method agreed in your confirmation. Nothing ships before payment clears.
- 5
Discreet insured shipping
Your order is packaged without any indication of contents, insured, tracked, and requires a signature.
- 6
Delivery and follow-up
You confirm receipt. We stay available for future questions, additions, or a buy-back conversation.
Expectations
What we will and will not do
We will
- Explain products, premiums, and fees in plain language and in writing.
- Tell you which parties are independent of us and what each one does.
- Discuss the risks alongside the potential reasons to hold metals.
- Move at your pace and follow up only as often as you want.
We will not
- Promise returns, guarantees, or protection from loss.
- Provide investment, tax, or legal advice.
- Use urgency, scarcity pressure, or fear-based messaging.
- Process anything without your written confirmation.
Next Step
Speak with a Senior Advisor
No pressure and no obligation a straightforward conversation about whether physical precious metals fit your situation.